Insurance Services Office, Inc. - Public Protection Classification

As of our last ISO inspection in 2021, SOFD has been awarded a Public Protection Classification of 03/3X by the Insurance Service Office, Inc. Below is a message regarding our new classification; 

​South Oldham Fire Department is classified as a split Class 03/3X – ISO rated fire department. ISO – Insurance Services Office, Inc. rates fire departments on many factors related top their ability to provide fire protection on a nationally recognized survey and scores are based on various factors.
 
The ISO Rating system is used by many of the largest insurance providers in the US to set both residential; and commercial insurance premiums for their customers. The best rating is Class 1 and ratings go up to a class 10 for fire departments that offer the least protection classification and water supply capabilities.
 
South Oldham has been rated a split Class 4/9 since the late 1980’s and kept the same rating after the survey in early 2002’s. Having a full time crew in the fire station 24 hours a day, 365 days a year has help with the new rating.
 
The Class 3 rating is the area in the district within 5 miles of a fire station and within 1000 feet of a fire hydrant. The Class 3X rating covers the district within 5 miles of a fire station, but not within 1000 feet of fire hydrant.

If you reside in South Oldham Fire Department’s district and have any questions about your home owners insurance and the new class rating, feel free to contact us.
 
South Oldham Fire Department

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